Business Lending Services

Make your payment around the corner, not across the country. KCFCU offers low interest rates, flexible terms, and convenient locations. Our business lending professionals will work just as hard as you do to make your business thrive. Your business lending advisor will meet with you at your business to understand your needs and provide a fast, local decision. KCFCU will be there when you need us, before and after a closing.

Commercial Real Estate Loan

Build, buy, or renovate... it's up to you! We offer local servicing and underwriting, backed up by the area's most knowledgeable real estate professionals. Our low-cost loan options are designed to boost the potential of your business. Whether you are acquiring your first building, considering expansion, or updating your current location, we have a loan that is perfect for you.

Interest rate tailored to your needs
Fixed or variable interest rates
Flexible terms up to 20 years

Working Capital Line of Credit

Cash for now... cash for later. Apply now and the money will be there when you need it. With low rates and flexible terms, our line of credit offers the flexibility you need to push your business to the next level.

Available credit up to $100,000
Interest only payments give you control over your cash flow
Low closing costs

Equipment Loans

Whatever you need to make your business run, we can help you finance it. Low rates and flexible terms provide a number of options for your equipment needs.

You name it, we can finance it
Fixed or variable interest rates

Required Loan Documentation

Our Business Lending Advisor will come to your office to meet with you and your accountant to understand your needs and develop a loan that works for you. Before your initial appointment, here is some information you'll want to have available.

Last 3 years Federal tax returns on the business and the owner
Current year's financial statements including a balance sheet and income statement
Personal financial statement for all owners (contact KCFCU for a blank statement)
Additional information may be required once your needs are assessed

All Commercial Loans are originated, processed, closed, and serviced locally. For more information on documentation, contact Brenda Thomas at 269.968.9251 ext. 234