Home Mortgages
We understand that buying a new home is one of the most important decisions you will make in a lifetime. For your convenience, our Mortgage Professionals will help you customize a program that best suits your family's needs. Enjoy all the comforts of your new dream home when you take advantage of our Home Mortgage Program today!
KCFCU now offers a secure, convenient and easy way to apply for a home loan or get pre-approved anytime. Please contact a Mortgage Professional to get started with your application today at 800.854.5421.
Rates Effective as of: January 26, 2012
| Mortgage Rates | Rate | APR* |
|---|---|---|
| 15-Year Fixed-Rate Mortgage | 3.125% | 3.280% |
| 20-Year Fixed-Rate Mortgage | 3.625% | 3.749% |
| 30-Year Fixed-Rate Mortgage | 3.875% | 3.966% |
| 5-Year Balloon Mortgage | 5.000% | 5.528% |
| 7-Year Balloon Mortgage | 5.250% | 5.429% |
*APR = Annual Percentage Rate. Your interest rate and Annual Percentage Rate may vary depending on your specific credit terms and property details. The interest rates and Annual Percentage Rates are subject to change without notice. Annual Percentage Rates listed are based on a $100,000.00 loan amount for a purchase transaction.
All home mortgages are originated, processed, closed, and serviced locally.
If you are interested in one of our specialty loans listed below please contact a KCFCU Mortgage Professional for more details on loan terms and conditions.
- Bridge Loan
- Vacant Land Loan
- Construction Loan
- Adjustable Rate Mortgage (ARM)
KCFCU Mortgage Professionals
- Frank Hendrickson NMLS ID# 777479
- Cheryl White NMLS ID # 790684
