Visa Credit Cards
With a Kellogg Community Federal Credit Union VISA®, you'll have affordable credit at your fingertips whenever you need it most. No matter where your adventures take you, your VISA® is packed with everything you need for convenient purchasing power.
VISA® Classic - A low, fixed 12.49% APR*
VISA® Gold - A low, fixed 11.49% APR*
VISA® Platinum - A low, fixed 9.90% APR*
*APR=Annual Percentage Rate. All rates and terms are subject to change.
No Annual Fee
Some credit providers charge an annual fee. KCFCU cardholders will never incur an annual fee with our VISA®! It's all part of being a co-owner of the credit union.
25-Day Grace Period (for purchases only)
If you pay off your balance within 25 days, you will not incur any interest charges.
Balance Transfers
If you have credit cards from other providers, you may be spending too much on fees and interest. With a KCFCU VISA®, you can easily transfer those balances and save money.Convenience Checks & Cash Advances
Access your VISA® account with convenience checks that are treated as a cash advance on your credit card and can be used as you would your own personal checks. For even more convenience, you can access your KCFCU VISA® Credit Card via CALL-24 or Online Banking and transfer advances directly into your Checking Account 24 hours a day, seven days a week.
The Gold Benefits
If you qualify for our VISA® Gold, you have access to additional benefits:
- Warranty Services
- Travel accident insurance up to $150,000
- Travel and emergency assistance services
- Auto rental insurance
The Platinum Benefits
All the benefits of VISA® Gold, plus:
- ScoreCard Bonus Points Program
- Travel accident insurance up to $1 million
- Concierge services
To access ScoreCard program information, rules, program gift awards and ordering information, click here.
Verified by Visa 
Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. We are pleased to offer you this great service at no additional charge. Simply click on the Verified by Visa logo below to activate your card today.
For more information, contact the credit union at 269.968.9251 or 800.854.5421, or click below to apply today and get the low-rate decision you need in less than 60 seconds!
Report Lost or stolen visa Credit card
To report a lost or stolen VISA credit Card please call 269.968.9251 during business hours or 800.543.5073 after hours.
To order a replacement card contact KCFCU during business hours at 269.968.9251
