Checking Accounts

Classic Checking Accounts

Our Checking Account program provides a full range of services at no cost to members, including these convenient features:

No minimum balance requirements
No per check fee, no restrictions or hidden charges
Free Online Banking & Bill Pay (up to 13 bills per month)
Free VISA® ATM & Check Card with 24-hour ATM access to more than 25,000 surcharge-free ATMs nationwide
Free online e-statements and check images
Checking Line-of-Credit & Courtesy Pay* available
Online check ordering

*$30.00 courtesy pay fee applies for each NSF item paid.

Money Market Checking Accounts

Enjoy the freedom of writing checks while earning a highly competitive interest rate, as well as these convenient features:

All the benefits of Classic Checking
Competitive dividends compounded monthly
Unlimited deposits and withdrawals
Minimum balance of $5,000* to open
Earn high yields without tying up funds long-term

*$6.00 monthly fee applies for balances under $5,000.

GREEN Checking Accounts

Our GREEN Checking Account program is convenient and eliminates waste, saves our natural resources and rewards you with a better interest rate. It's easy to be green! With our GREEN Checking Account you can do your part to protect the earth and start earning more green today!

Earn a 4% APY* interest on your first $1000
No minimum balance
Requires direct deposit with a minimum deposit of $300 per month
Free ATM & Check card, online banking, bill pay and e-statements
Online check ordering

*APY= Annual Percentage Yield. 4.00% APY is earned on checking account deposit balances up to $1,000 per month. KCFCU Green Checking account requires active use of; direct deposit (with a minimum direct deposit of $300 per month), minimum eight monthly ATM & Check Card transactions, online banking, bill pay and e-Statements. Interest is calculated on an average daily balance for the month. If the account goes negative during any given month or the account requirements are not met the 4.00% APY will be forfeited and a $5.00 fee will be charged for that month.

For more information, contact a Member Service Representative at 269.968.9251 or 800.854.5421!