Checking Accounts
LIMITED TIME OFFER - Open a FREE checking account and receive $100*! Take advantages of all of the free services KCFCU has to offer.
Classic Checking Accounts
Our Checking Account program provides a full range of services at no cost to members, including these convenient features:
- No minimum balance requirements
- No per check fee, no restrictions or hidden charges
- Free Online Banking & Bill Pay (up to 13 bills per month)
- Free VISA® ATM & Check Card with 24-hour ATM access to more than 28,000 surcharge-free ATMs nationwide
- Free online e-statements and check images
- Checking Line-of-Credit & Courtesy Pay** available
- Online check ordering
*$100 will be credited to your KCFCU checking account within 60 days of account opening. Payroll direct deposit and minimum initial deposit required. Some restrictions apply call for details or visit any KCFCU branch.
**$30.00 courtesy pay fee applies for each NSF item paid.
Money Market Checking Accounts
Enjoy the freedom of writing checks while earning a highly competitive interest rate, as well as these convenient features:
- All the benefits of Classic Checking
- Competitive dividends compounded monthly
- Unlimited deposits and withdrawals
- Minimum balance of $5,000* to open
- Earn high yields without tying up funds long-term
*$6.00 monthly fee applies for balances under $5,000.
GREEN Checking Accounts
Our GREEN Checking Account program is convenient and eliminates waste, saves our natural resources and rewards you with a better interest rate. It's easy to be green! With our GREEN Checking Account you can do your part to protect the earth and start earning more green today!
- Earn a 4% APY* interest on your first $1000
- No minimum balance
- Requires direct deposit with a minimum deposit of $300 per month
- Free ATM & Check card, online banking, bill pay and e-statements
- Online check ordering
*APY= Annual Percentage Yield. 4.00% APY is earned on checking account deposit balances up to $1,000 per month. KCFCU Green Checking account requires active use of; direct deposit (with a minimum direct deposit of $300 per month), minimum eight monthly ATM & Check Card transactions, online banking, bill pay and e-Statements. Interest is calculated on an average daily balance for the month. If the account goes negative during any given month or the account requirements are not met the 4.00% APY will be forfeited and a $5.00 fee will be charged for that month.
For more information, contact a Member Service Representative at 269.968.9251 or 800.854.5421!
