Elements Teen

Financial Education & Services For Members Ages 13 to 17 Years

How you handle your money can have a huge impact on your life. If you are a teen who wants to make, save, spend, borrow and invest money the smart way, elements™ is the financial program for you. We have everything you’ll need to take care of your money today, as well as start building a solid financial future for tomorrow. With an understanding that today's youth process information and learn in different ways than previous generations the elements™ program provides youth-centric technologies like web pages, blogs, and pod casts. Here’s what we offer:

• Savings Account — This account is required to establish KCFCU membership, all you need is just $5.00 to open it! No monthly fees to pay.
  
• Checking Account — The easy way to make purchases without carrying cash. An elements™ Checking Account can be opened with a parent's joint signature, and members can write checks or use an ATM & Check Card to access their Checking Account.
  
• ATM & Check Card — elements™ Checking and Savings Accounts can be accessed 24 hours a day at more than 25,000 ATMs nationwide. The elements™ATM & Check Card can also be used to make purchases at participating stores.
  
• Account Statement — elements™ members will receive an easy-to-read account statement each month.
  
• Online Banking — Get connected to your KCFCU account anytime, anywhere with FREE Online Banking. Make balance inquiries, transfer funds, verify check clearings and much more without any cost to you.
  
• Loans — Start establishing good credit with a loan from KCFCU. With a parent's joint signature, we offer a Checking Line-of-Credit, VISA® Credit Cards and Signature Loans to help you with all of your borrowing needs.
  
• Rewards - Any time you make a single deposit of $25 or more we’ll stamp your elements™ reward card. After six stamps your card will go into the quarterly drawing for a chance to win $50.
  

Go to the elements™ website where you will have access to financial articles, quizzes, pod casts, and much more. Click on the elements logo below to check it out! Take the first steps toward financial independence and apply for an elements™ account today! Stop by any branch location or contact Member Service at 269.968.9251 or 800.854.5421.