Courtesy Pay

Going over budget is easy so KCFCU made overdraft protection even easier. This service may allow us to pay an item presented for payment against your Checking Account even if it causes the account to become overdrawn.* While it is not an invitation to overdraw your account, it is an added layer of safety should you accidentally write checks for more than you have in your account.

There are many benefits of Courtesy Pay including saving you the embarrassment of returned checks, protecting you from returned check fees, and protecting your good credit rating.

Courtesy Pay is automatic as long as your account is in good standing. We require no application or additional signatures from you to add this safety measure to your Checking Account. Please contact Member Service at 269.968.9251 or 800.854.5421 for more information about this service.

*$30.00 courtesy pay fee applies for each NSF item paid.