Welcome to KCFCU!

We are a member-owned financial institution providing friendly, competent, and competitive financial services. We offer savings, checking, vehicle loans, mortgage loans, credit cards, investment services, insurance and more! We’ve been doing business locally and taking care of members for 75  years. We promise you’ll feel right at home with our personal service, great rates, and membership advantages!


  • Flint Water Collection was a success!  Thank you to all of our members and staff who contributed to our Flint Water drive! Thanks to those generous donations we were able to provide over 20,000 bottles of water to residents of Flint! We also were able to provide a Flint elementary school with 20 jugs of hand sanitizer, 130 packages of baby wipes and over 50 containers of disinfectant wipes!  Read the Flint Water Results News Release

  • OMG! My Car is Free?  Right now if you finance a new or used vehicle with KCFCU, you are automatically entered into our OMG! Sweepstakes where you could win up to $20,000* to pay off your car, truck, or motorcycle! Someone is going to win, and it could be YOU! And with rates as low as 1.99% APR**, EVERYONE is a winner!  Learn more!

  • Exceptionally high earnings with our new 4% eChecking account! Earn 4% interest on balances up to $15,000. Learn more…

  • Chip Cards are coming soon. We are excited to be moving to the new Chip enabled Debit and Credit cards in the near future. For more information and answers to frequently asked questions see Visa Chip Card Information