Welcome to KCFCU!

We are a member-owned financial institution providing friendly, competent, and competitive financial services. We offer savings, checking, vehicle loans, mortgage loans, credit cards, investment services, insurance and more! We’ve been doing business locally and taking care of members for over 70 years. We promise you’ll feel right at home with our personal service, great rates, and membership advantages!


  • KCFCU ATM card holders: Over the next couple of months we will be replacing existing ATM cards with KCFCU debit cards. If you are a current ATM card holder, watch for your new debit card and begin using it right away to perform all of your ATM services as well as to make purchases anywhere Visa is accepted, get cash-back when making purchases, and many more convenient features.

  • Skip-a-Pay is back! If you’re looking for some extra cash for a summer vacation, a project for your home, or something special, why not skip-a-payment on your KCFCU vehicle, boat, RV, or signature loan? Now, it’s easier than ever! Learn more….

  • Take to the Road with a KCFCU auto loan. With rates as low as 1.99% APR*, now is a great time to refinance or buy a vehicle, motorcycle, boat or RV through KCFCU!  And with every loan you close with us, you’ll be entered to win a vacation package to a Michigan destination! Learn more..