Welcome to KCFCU!

We are a member-owned financial institution providing friendly, competent, and competitive financial services. We offer savings, checking, vehicle loans, mortgage loans, credit cards, investment services, insurance and more! We’ve been doing business locally and taking care of members for over 70 years. We promise you’ll feel right at home with our personal service, great rates, and membership advantages!


  • Access your credit score online! A new enhancement is available for our online banking users, allowing them to view their most recent credit score KCFCU has on file. In addition, members can track credit history, apply for a new loan, and learn ways to increase their credit score. (more…)

  • Skip-a-Pay is back! If you’re looking for some extra cash for a summer vacation, a project for your home, or something special, why not skip-a-payment on your KCFCU vehicle, boat, RV, or signature loan? Now, it’s easier than ever! Learn more….

  • Take to the Road with a KCFCU auto loan. With rates as low as 1.99% APR*, now is a great time to refinance or buy a vehicle, motorcycle, boat or RV through KCFCU!  And with every loan you close with us, you’ll be entered to win a vacation package to a Michigan destination! Learn more..

  • We are the proud recipient of the United Way of the Battle Creek and Kalamazoo Region (UWBCKR) Breakthrough Campaign Award. KCFCU was among ten organizations to receive the honor, out of a total of 300 local organizations. We are recognized for achieving significant growth and taking our annual United Way campaign to a new level of success.