A checking line-of-credit is the perfect solution for small loans or spontaneous purchases. With it, you can issue yourself a loan by simply writing a check from your checkbook. Use our checking line-of-credit whenever you need it for a variety of purposes including:

  • Car repairs
  • Minor home improvements
  • Medical emergencies
  • And much more!


It also serves as overdraft protection for your checking account, eliminating those embarrassing surprises or costly fees. For even more convenience, you can access your checking line-of-credit via CU*Talk phone banking or online banking and transfer advances directly into your checking account 24 hours a day, seven days a week. Take advantage of this convenient safety feature today!

A checking line-of-credit is available at an affordable low interest rate for qualified KCCU members. For more information, contact a member service representative 269.968.9251 or 800.854.5421 or click the Apply Now button above.