The following fees may be assessed in connection with your accounts:

Savings Accounts Fees
Inactive Account Fee $5.00 per month, charged after 1 year if balanced under $500.00
IRA Closing Fee $25.00 per account if account is closed within one (1) year of opening
Checking Accounts
Second Checking Account Fee $5.00 per month, if balance under $1,000.00
eStatements Free
Paper Statements – Mailed Monthly $2.00 per statement
Share Transfer Fee $5.00 per item
Check Printing Fee Prices may vary depending upon style
Money Market Checking $6.00 per month, if balance under $5,000.00
Basic Checking $10.00 per month
Bill Payment Service Fee First 13 bills free, then $0.40 per bill per month
ATM, ATM & Check Card, Visa® Charge Cards
Replacement Card Fee $10.00 per each lost or stolen card
Non KCCU ATM Transaction Fee $1.00 per transaction at ATM’s not owned by the credit union/first 4 withdrawals and first 4 deposits free
ATM Inquires (Foreign) Fee $1.00 per inquiry
Other Services (applicable to all accounts)
Notary Fee (non-members) $10.00 per request
Jt. Owner/Beneficiary Change $20.00 per request in excess of 1 every 12 months
Items Sent for Collection $10.00 per item (plus cost)
Check Cashing Fee-Member $3.00 per item after 18 years old and account balance less than $100.00
Check Cashing Fee-Non-Member $5.00 per item
Call Center Transfer and Inquiry Fee $3.00
Stop Payment Fee $30.00 per item
NSF Fee $30.00 per item
Paid NSF Fee $30.00 per item
Deposited Item Return Fee $30.00 per item
Wire Transfer (outgoing) Fee $20.00 per transfer
Wire Transfer (outgoing) International Fee $35.00 per transfer
Money Order Fee $2.00 per money order
Cashier Check Fee $3.00 per check
Return Mail Fee $5.00 monthly
Transaction History Fee $0.25 per page
Statement Copy Fee $5.00 per copy
Account Research/Reconciliation Fee $30.00 per hour
Overnight Mail Fee $40.00 per item
Bill Payment Service Fee $0.40 per bill per month (first 13 bills free)
Close Account within 1 year $20.00 (includes all savings, checking, ATM and/or ATM & Debit Cards)
Levy/Garnishment $50.00
Escheat $50.00
Coin 5%
Subordination $200.00
Visa Foreign Transaction 1% of transaction amount
Account Re-opening $20.00 within 12 months of closure
Medallion/Guarantee Stamp $5.00 per request
Card PIN Mailer $2.00
ACH Overdraft $30.00 per item
Debit Card Overdraft $30.00 per item
Paid ACH Overdraft $30.00 per item
Account to Account Transfer $2.00 per transfer

The fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please contact Kellogg Community Credit Union.