KCCU’s free online banking, It’sMe247, makes life easier. You’ll enjoy round-the-clock convenience and the ability to take care of transactions from home – or anywhere life takes you. All you need is your favorite mobile device and internet access.

24/7 Versatility

  • Check balances
  • Transfer funds
  • View and print statements
  •  View cleared checks
  • Apply for a loan
  • Make loan payments
  • Pay bills
  • View most recent credit score KCCU has on file
  • Subscribe to eAlerts
  • View current savings, loan, and investment rates
  • Change your address, manage deposits, and more


  • Call KCCU at 269.968.9251 or 800.854.5421 and select option #2 to speak with a member service representative who will provide you with a temporary PIN (personal identification number) and instructions for the first time you log in to online banking.

Try the It’s Me 247 Video Demos!

There are several video demos to assist you.


With It’sMe247, you have more control over your security than ever before with PIB, our Personal Internet Branch option. If you are interested in additional layers of security for your online banking, log in to It’sMe247 online banking  and click on the Help tab at the top of the page, select your preferred language, and enter “PIB” in the search box to the left.


Paying bills is easy and convenient with online bill pay. Simply log in to It’sMe247 to access bill pay. You can establish recurring payments or make one-time only payments. You can also subscribe to eAlerts for notification when bills are coming due. With just the click of a button, pay up to 13 bills per month at no charge.

  • Pay bills from your laptop, tablet, smart phone, or other mobile device
  • Save time and money – pay bills without having to buy stamps or write checks
  • Establish recurring payments
  • Make person to person payments with Popmoney.

How to Enroll in Bill Pay

Log into It’sMe247 online banking and select Pay and Transfer from the top navigation bar. Then select Enroll in Bill Pay and information.


Popmoney® personal payment service lets you send money to friends, family or almost anyone. All you need is their name and e-mail address or mobile telephone number to move money from your bank account to theirs.

Popmoney is an innovative personal payment service that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as emailing or sending a text.

To get started, login to Online Banking, click on the “Pay and Transfer ” tab and click on the “Popmoney” link.

Popmoney is currently only available when using the desktop version of our website.